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Who to choose for Caravan and Motorhome Insurance!!

Caravan Motorhome Insurance

Who should your Caravan, Motorhome or Fifth Wheeler Insurance  be with?

Choosing a suitable Caravan, Motorhome or Fifth Wheeler Insurance is an important decision to make for travelers. We recently had to deal with the Insurance renewal of our Motorhome, and what an experience!! 50% increased premium, 150% increased Excess and an undervalued Agreed Value.

 

Caravan Motorhome Insurance

 

Caravan Motorhome Insurance has become one of the most common discussions amongst travelers with lots of options and differing types of insurance.

It generates more discussion than who the selectors will choose for Cricket’s next Ashes Test of summer. And it’s just as complicated.

When we think of insurance the primary details most of us are looking at are:-

  • The cost
  • Excess
  • The value our vehicle is insured for
  • How much our Contents are covered for

 

Border Quarantine Stop at Ceduna

 

Of course once we understand those points there’s so much more detail and that’s where you might think the different cost of premiums can be explained.

  • What will happen if I need to be towed?
  • What if we need accommodation and another vehicle or costs to get back home?

A couple from Melbourne were recently traveling in the Kimberley’s region when the wife became seriously ill. She had to be flown to Perth Hospital and they were unlikely to be able to continue the trip. This posed many issues and if something similar were to happen to you, how would your insurer support you?

 

Caravan Motorhome Insurance - Motorhome cleaning

CIL Caravan Motorhome Insurance

As mentioned, we recently had our Motorhome Insurance come up for renewal.

Our Insurer for our first 2 years traveling has been CIL and we really couldn’t fault them, they were superb and we were very happy to remain with them. We’d had 3 claims during that time and CIL were superb throughout and even supported us against a very poor and dodgy practice by one repairer in Adelaide.

Our original policy cost $1415 per year for 2 years and with the claims we had we did expect an increase when we came up for renewal. This policy included a basic excess of $200 and an agreed value of the Motorhome at our purchase price.

You can read about the purchase of our Motorhome here

 

Caravan Motorhome Insurance

 

Our CIL policy renewal

On November 10th 2017 our Policy was due for renewal and we received notice for our renewal cost, it was $2108, an increase of 49%.

It also includes a 150% increase in the Excess, from $200 to $500. Our agreed value was also significantly below what we believe to be it’s true value. Someone show me where you can by a 2009 Winnebago Esperance with the same features as ours for less than $100,000?

We contacted CIL to discuss it but they were clear, they don’t price match and they were not going to negotiate.

 

Other readers who read this also enjoyed:

Our 22 Best Free Camps in Australia
Our 21 Best Free or Low Cost Campgrounds in Australia
Coledale Camping Reserve, Coledale NSW
Traveling Australia is Far More than just Adventures
What it Really costs to Travel Australia

 

Caravan Motorhome Insurance - Coles Bay Tasmania

 

It was obvious we needed to check with other Caravan Motorhome Insurance Companies and Ken Tame seemed to always be the other popular choice so we contacted them. We were honest and provided full disclosure of our previous claims and answered all their questions. They came back to us at $1894, over $300 cheaper than CIL. The Excess would also still be $200 as we were used to. They also offered agreed valued at what we originally paid for Darwinny our Motorhome.

Ken Tame did require us to join CMCA.

Even with this, Adele was keen to stay with CIL. Our relationship with them was excellent and we knew they would support us when, or if, we needed it. Adele felt that was worth the difference.

Finding out about Arthur J Gallagher for Caravan Motorhome Insurance

We had just arrived in Canberra and that afternoon we were contacted by Julie and Warwick who followed us on our Facebook page and they offered for us to come and stay with them. The next day while chatting we discussed insurance and they suggested talking to Arthur J Gallagher. We contacted them and spoke to Ronda who was fantastic and once again we provided full information of our insurance history and all the required details.

Ronda immediately sent us through a quote, which came in at $1196, a saving of $912.

CIL’s quote is almost 78% more than Arthur J Gallagher.

Plus, our Excess remains at $200 and they too provided agreed value at our original purchase price.

Ronda also spoke to us about Avida RV Club where we could be members for $49.50 and this gives us $10,000 contents insurance. CIL cost $131.64 extra for $4000 contents insurance.

 

Watch us on YouTube as we travel Australia and provide heaps of great Tips and reviews on everywhere we stay.

 

CIL Claim repairs in Darwin

We highly recommend Paul from Mobile Caravan Service in Darwin

 

Therefore all up it costs us $1245.50 to insure with Arthur J Gallagher to receive 150% more contents insurance, significantly less Excess and greater Agreed value.

From what we could read and understand, most else within the policy remained the same or very similar.

With our windscreen, CIL provided 1 free one per year and Arthur J Gallagher were a $200 Excess however, the Avida RV Club which they referred us to provide a Free windscreen each year.

Our Decision

Ultimately it was a no brainer.

The savings were massive and we were left feeling we had no choice. It was a shame, we really enjoyed our dealings with CIL and they truly were superb. If it was close we would have stuck with them but we didn’t feel the increases to that extent were warranted or fair.

Thank you especially to Julie and Warwick who pointed us in the right direction at just the right time.

 

Have you had a similar experience?

Update June 30 2019!!

Since originally writing this article 18 months ago we feel we can now add another few chapters to our experience.

Within the first 12 month Insurance Policy agreement with Arthur J Gallagher we did make a claim and it was a fairly large one. Our Hot water system had leaked and the water caused damaged to part of our floor internally.

Firstly we went to Aussie Escape Caravan Repairs at Brendale who said the issue was from water coming up from underneath, even after I explained how it had happened due to the Hot water system. We were told they couldn’t cut out and replace the section of floor but would have to lay a new floor over the top. We felt that idea would have been a disaster!! The quote to do this was approx. $8,500 and because of how they claimed it had occurred, Insurance would not have covered it.

 

Discovering Gold Coast RV Repairs

Then we got on to the legends at Gold Coast RV Repairs.

We showed Brad the owner and explained in exactly the same way it as we did previously at the other repairer and he immediately assessed it as we had explained. I asked whether it could come from underneath and he said “No, there’s an aluminum plate under there stopping that”. He agreed it was obvious it had happened as we explained.

So he showed us how he could cut the section out and replace it, much to my surprise and delight. Someone else had told me it couldn’t possibly be done. “Sure” he said, “of course you can”.

How much will all this cost I asked? Just $4500 was his first assessment although final cost was approx $4900. Brad said he had worked before with CGU through Arthur J Gallagher and confirmed they were good and fair, he would deal with them for us.

We left the Motorhome with Brad while we were away in Fiji for our 30th anniversary and came back to it fully completed and in perfect condition. Actually, it’s better than ever with higher grade flooring than before. The insurers were great and followed up to inspect the work and contacted us to ensure we were happy. All up, a very positive experience.

What we like about Brad at Gold Coast RV Repairs is he had worked at Paradise Motorhomes and has built them from start to finish. He knows all the internal working of an RV and has the experience to do the work at a quality standard.


CGU Policy Renewal

After our first Policy ended after 12 months we were up for renewal. We received a call from Ronda who was apologetic which at first had us a little bewildered. Ronda had been receiving so many calls from people talking about this Caravan Motorhome Insurance article and went to her bosses to see if she could offer us any special arrangement, however it wasn’t approved. We appreciated Ronda’s gesture and thanked her.

Once again we want to point out that we receive nothing at all from any Insurer or related party for this article, it is purely our experience so far with our Insurers. We wanted to share because it’s a big issue for everyone who owns a Caravan, Motorhome, Fifth Wheeler or other RV.

With that call from Ronda she had to pass on the changes to renew our policy. There was a 15% increase in Premiums and our excess went up from $200 to $500. Our new agreed value was $104,500.

Therefore our new policy cost was $1359.23.

Insurer costs had increased across the board, we knew that. We think $500 for excess is high but it is somewhat in line with the other insurers now. Our agreed value is still lower than we’d like but it’s a lot better than CIL.


Further dealings with CGU

We recently had some issues with our Air Conditioning and even though it ended up being completed under warranty again they were excellent to deal with. CGU had been prompt, friendly and professional and kept us informed all the way. This started in Merimbula in mid March 2019 and we had it finalised back in Brisbane in June 2019.

In April 2019 I drowned our DSLR Camera and good lens in Wilsons Prom in Victoria and contacted Ronda at Arthur J Gallagher as our policy also provided us an Avida contents cover up to $10,000 for $49 per annum. We contacted them but they had a limit of $2000 for camera equipment. We were able to fully claim our camera and lens cost with our Home and Contents cover with ANZ Insurance which is underwritten by QBE for the $2,797.75 less our $250 excess. This is also who we used to cover our Mavic Pro Drone when it was lost.

 

Update: December 2019

Mid 2019 we received notification that our insurer CGU would no longer be offering RV insurance. This left Arthur J Gallagher in a precarious position and us potentially needing to find another place to deal with. We have heard further rumours about Ken Tame cancelling policies and for other reasons within this post we really didn’t want to use their services. We knew we had a little time to sort it out and then Ronda gave us a call to explain what was happening. She let us know that they were working on something and she would let us know more as soon as possible.

As our policy renewal got closer the rumour mill was in full swing that Arthur J Gallagher were no longer doing RV insurance when Ronda contacted us to tell us they are now with CIL and she had run our policy past them and it was vastly improved on the last offer CIL had provided us.

Our latest Renewal

Annual Premium: $1554.95
Agreed value: $104,500
Excess $500
Automatic content cover $1000

Without going back through the entire policy in review here it was in line with what we have previously described.

The Premium is up a bit but that was never really our biggest issue. The agreed value of less than $100,000 back 2 years ago was a major factor and here we are now 2 years later they are offering more. Go figure!!

As always, Arthur J Gallagher have been superb. We are pleased to be back with CIL who we found very good to deal with when it comes to claims.

The main news is, Arthur J Gallagher continues to offer an RV insurance service, now underwritten by CIL.

 

We receive no kickbacks, no discounts and no incentives for this article from an Insurer or related party. (But if you’re offering, let’s chat, fuel isn’t getting cheaper after all lol). This is simply a factual documentation of our experience.

If you would like to get in touch with Ronda at Arthur J Gallagher you can contact her on 03 5624 1000 or email is Ronda.dicker@ajg.com.au. Let her know you read our story here, maybe our premiums won’t go up next time we renew haha.

We hope this helps you in understanding more about your RV insurance.

Contact us any time if you have further questions.

 

Safe travels,

Kevin & Adele Hockey
Indefinite Leave

____________________________________________________________________

Photography and Socials

Our camera equipment we use for all our photos and videos are:

Samsung Note 10 Plus Phone – https://ebay.to/2upyEfM – Most of our photos are simply from our phones. The Samsung phone cameras are pretty insane. Our phones have 512gb storage in ours but the 256gb in this one is heaps. We have sourced this one which is approx $500 less than we paid for ours.

Canon 800d – https://ebay.to/2GoBt37 – the latest DSLR Canon 24mp camera, buy here to save.
Lenses – Canon 50mm lens – https://ebay.to/2RL7CY7  This is the lens I use the least, ideal for still, close up shots.
Canon 24-105mm lens – https://ebay.to/2ve3w2Z This is my all round, every day use, zoom lens. Amazing quality, great price.
Canon 70-300mm lens – https://ebay.to/37pCAM9 – I use this one a lot for long range shots.
Sigma 10-20mm lens – https://ebay.to/2RpOJed  – My wide angle lens for all my inside photos & video plus lots more, love this lens.

Our Go Pro 7 Hero Black – https://ebay.to/38wMc7V  –  is an awesome piece of equipment. I use this for all underwater, action video and some general use. Buy here brand new and great value.

Mavic Pro Platinum Drone – https://ebay.to/37oKkhb  This is an absolute ripper of a drone. The Fly More Combo will provide you with everything you will need. I use this for all my aerial footage and this price is well below other retail stores.

__________________________________________________________________________________

Follow us, Subscribe, Like, Share, and Comment on our website and social media here:-

Facebook: https://www.facebook.com/indefiniteleave/

Instagram: https://www.instagram.com/indefinite_leave/

Website: https://indefiniteleave.com.au/

YouTube: https://www.youtube.com/c/indefiniteleave

Pinterest: https://www.pinterest.com.au/indefiniteleave/

Twitter: https://twitter.com/indefiniteleav3

_______________________________________________________________________________

This post contains affiliate links. If you buy something through a link on this page we may receive a small commission. It will not cost you any more, in fact we’ve sourced out some great deals for you. Thank you for supporting us.

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13 Comments

13 Comments

  1. Robyn Kelk

    December 16, 2017 at 8:42 am

    Fantastic information from you again Kevin and Adele. Very much appreciated. Our van doesn’t arrive until April but I now know who I’ll be calling. Safe travels.

  2. Melissa @ All Around Oz

    December 17, 2017 at 11:30 am

    Great article Kev…..we had our camper trailer insured through Arthur J Gallagher and always felt they gave us a good deal. We will certainly look at them again when we get our van next year.

  3. Colin Ross

    January 28, 2018 at 11:00 am

    We also have done our insurance on our Longreach motorhome through Arther J Gallagher as they did agreed value for $1800.00 whereas Apia and CIL wanted nearly $2600 and a lower agreed value and no windscreen .

  4. Annette

    January 28, 2018 at 5:43 pm

    Just looking into this right now. Thanks for the information. Will get a quote from Arthur J Gallagher. We are with the RACV with our car at the moment….looking for insurance for the camper trailer.

  5. Gary

    September 28, 2018 at 7:48 pm

    Can you put contact details up for Arthur J Gallagher please?

  6. Www.steam4clean.Co.uk

    November 14, 2018 at 11:21 pm

    Hello.This article was really remarkable, particularly because I was
    investigating for thoughts on this matter last week.

  7. Eileen. Farr

    August 13, 2019 at 5:24 pm

    A big hello to you. I ha e a 2010 Jayco Conquest motor home. Prestly with A P I.costing me $1350.00 for a m.h. yearly valued at $47.000 Inquiring as to you comprehensive insurance. Regards Eileen Farr

    • Indefinite Leave

      August 13, 2019 at 10:49 pm

      Hi Eileen, we don’t do insurance, you need to talk to an insurance agency. Details of Arthur J Gallagher are in the article 🙂

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Adventurers Diary

My 15 Favourite Driving Songs as I Travel

Favourite driving songs

Doing the Big Lap of Australia means a lot of hours driving our Highways. It’s a huge country and there can be long distances from one destination to another so I have my favourite driving songs as I travel.

Listening to great music helps keep me concentrating and my energy levels high.

My phone has hundreds of songs for the many times a good radio station isn’t available and I thought I’d share with you my favourite songs as I drive.

My original plan was a list of 10 but I couldn’t reduce it to just that few so it’s a Top 15. The list is not in any particular order.

 

Favourite driving songs

 

These aren’t necessarily my all time favourite songs, just the ones I love most when I’m driving and in the mood to whittle away some time by belting out some tunes.

If you see me driving and singing out loud, it’s probably one of these playing 🙂

What is your favourite song when driving?

 

1. Way out West – James Blundell & James Reyne

At one stage over our trip, I don’t remember exactly where it was, but I mentioned the words Way out West and it reminded me of this song. I quickly jumped on and downloaded it and it’s been a favourite since.

 

2. Chasing Cars – Snow Patrol

We were helping our friends renovate their house in Narrandera NSW before it went up for sale. I was mowing their ridiculously large backyard singing this song out loud, all the time thinking the sound of the mower was louder then me singing. Apparently not!!

Our friend Kerry said to me, “I don’t want to scare the buyers away” haha

 

3. Copperhead Road – Steve Earle

Just has to be on the Best driving song list!!

 

4. Life is a Highway – Tom Cochrane

Another one where recently I commented Life is a Highway and it took me back to this song. It’s a ripper and now I can’t help but sing it out loud.

5. Ride Like the Wind – Christopher Cross

My mate Jason just reminded me of this one and it goes straight to the Top of the list.

 

6. Zombie – The Cranberries

Wow, the voice, the pain, the message, the song. The song is in memory of 2 boys killed by IRA bombs in England in 1993. She sings this with such emotion it’s so hard not to feel it and sing with her. There’s no version better than hers and losing Dolores O’Riordan recently was a sad day.

 

7. Radar Love – Golden Earring

Play this and not get pumped up, I dare you. You’ll be belting out the tune in no time.

 

8. Sweet Home Alabama – Lynard Skynard

Great song that has stood the test of time. Has to be loud so you can sing loud too haha

 

9. Bustin Loose – Moving Pictures

Better known for their song What about Me, but for me this is my favourite song of theirs, I just love it.

 

10. My Immortal – Evanescence

The voice, the song. The songs writer said “My Immortal’ is a song of pain and despair caused by the loss of a family member or very close friend. We’ve all felt that pain and this song really resonates for me

 

11. Father & Son – Cat Stevens

This song makes me think of my sons as I travel. Cat Stevens sings the song in 2 voices, one as the Father and one as the son with a powerful message. The son wants to travel, Dad wants him to settle and think of his future. I give you the Legendary Cat Stevens.

https://www.youtube.com/watch?v=b-7c4VNGOgU

 

12. April Sun in Cuba – Dragon

No best of list for me can be without Dragon. One of my all time fave bands, watched them play so many times. Marc Hunter, was a crazy human, but what a voice. Such a sad day when we lost this legend.

https://www.youtube.com/watch?v=BHFFuukk9Y8

 

13. Hotel California – Eagles

How do you pick just one Eagles song?

https://www.youtube.com/watch?v=5wDfiCDoHy4

 

14. Fire Lake – Bob Seger

Another one who I could have picked any Bob Seger song and been happy with it. I am hoping that one day I may see him play live. Bit of a Bucket List item J

Bob Seger described the song as “The lyric is about taking risks. About risking love, chucking it all and just heading off with a bunch of wild people, whatever.”

https://www.youtube.com/watch?v=Ld1l4Ud7jp8&t=21s

 

15. Yesterdays Hero – John Paul Young

Gets me singing every time no matter my mood. We saw JPY at Wagga’s Rock at the Races and he is still as brilliant as ever.

https://www.youtube.com/watch?v=KVSEiveFY7g

 

Favourite Driving Songs Close Contenders

These are the ones to lose out from my list.

Jukebox Hero – Foreigner

Sounds of Then – Ganggajang

Solid Rock – Goanna

Jack & Diane – John Mellencamp

The Gambler – Kenny Rogers

Straight Lines – Silverchair

Learning to Fly – Tom Petty

You ruined me – The Veronicas

Walk of Life – Dire Straights

Here I go again – Whitesnake

Imagine – John Lennon

Bohemian Rhapsody – Queen

Piano Man – Billy Joel

Baker Street – Gerry Rafferty

Kryptonite – 3 Doors Down

Stairway to Heaven – Led Zeppelin

And anything from Dr Hook, Boz Scaggs, Billy Joel, Dragon, Pink, Toto, AC/DC or The Angels could also easily have been there 🙂

 

What are some of your favourite driving songs?

Safe travels

Kev & Adele
Indefinite Leave

_______________________________________________________________________

Photography and Socials

Our camera equipment we use for all of our photos and videos are:

Samsung Note 10 Plus Phone – https://ebay.to/2upyEfM – Most of our photos are simply from our phones. The Samsung phone cameras are pretty insane. Our phones have 512gb storage in ours but the 256gb in this one is heaps. We have sourced this one which is approx $500 less than we paid for ours.

Canon 800d – https://ebay.to/2GoBt37 – the latest DSLR Canon 24mp camera, buy here to save.
Lenses – Canon 50mm lens – https://ebay.to/2RL7CY7  This is the lens I use the least, ideal for still, close up shots.
Canon 24-105mm lens – https://ebay.to/2ve3w2Z This is my all round, everyday use, zoom lens. Amazing quality, great price.
Canon 70-300mm lens – https://ebay.to/37pCAM9 – I use this one a lot for long range shots.
Sigma 10-20mm lens – https://ebay.to/2RpOJed  – My wide angle lens for all my inside photos & video plus lots more, love this lens.

Our Go Pro 7 Hero Black – https://ebay.to/38wMc7V  –  is an awesome piece of equipment. I use this for all underwater, action video and some general use. Buy here brand new and great value.

Mavic Pro Platinum Drone – https://ebay.to/37oKkhb  This is an absolute ripper of a drone. The Fly More Combo will provide you with everything you will need. I use this for all my aerial footage and this price is well below other retail stores.

___________________________________________________________________________

Where to Find Us

Follow us, Subscribe, Like, Share, and Comment on our website and social media here:-

Facebook: https://www.facebook.com/indefiniteleave/

Instagram: https://www.instagram.com/indefinite_leave/

Website: https://indefiniteleave.com.au/

YouTube: https://www.youtube.com/c/indefiniteleave

Pinterest: https://www.pinterest.com.au/indefiniteleave/

Twitter: https://twitter.com/indefiniteleav3

_______________________________________________________________________

This post contains affiliate links. If you buy something through a link on this page we may receive a small commission. It will not cost you any more, in fact we’ve sourced out some great deals for you. Thank you for supporting us.

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Adventurers Diary

Overcome the Fear and Do It Anyway

Indefinite Leave nearly never happened!! We had to overcome a lot of Fears to make it all happen and do it anyway.

I’ve never talked about this before, I’ve always just recalled how we made our decision and everything happened from there. But its actually not true!!

In a chat with Mike, another traveler, while we sat and enjoyed the view over the Murray River, I remembered the time I nearly stopped our whole trip long before it even began.

 

Overcome the fear and do it anyway

Lucky Bay

 

Since the moment we met a German couple who had hired a Motorhome and completed the road trip from Brisbane to Cairns and they talked about all the places they had been, we decided this was something we had to do. It was Australia Day 2015.

We spent the next 6 months researching and reading, making lists, looking at other people’s photos, following travel blogs and attending Camping Shows and it was all so exciting. Then one day I had a counter intuitive thought.

Is this really possible, is it really for us, are we making a massive horrible decision?

 

Weighing up the Pros and Cons

I got to a point where I wrote a long list of all the reasons why we shouldn’t leave on our trip. There were so many reasons, good reasons, and as I wrote them all down it began to make sense, there’s no way we could really leave and do this.

Once I would present them to Adele I knew what her response would be. I could hear her words already. I knew she would say “Yes I was thinking that too”!!

After all, Adele was the conservative one, I’ve always been the risk taker.

 

Great Ocean Road

Great Ocean Road

Should we Stay or Should we Go?

Then Adele would add more reasons to the list that she had been thinking and common sense would prevail and we would get on with life as we knew it. We would stay in our comfort zone, keep the protective roof over our heads, stay financially stable and do as we had always done and not overcome the fear.

After all, it’s what everyone else does!!

I can distinctly remember the moment I brought the conversation up and it went like this –

“I’ve been thinking and there’s really a lot of reasons we shouldn’t do it”, I said.

I remember exactly Adele’s response word for word – “What you don’t want to go?”

It wasn’t just the words but the tone of mass disappointment, like I was completely letting her down. The look on her face said everything, this was not her thinking.

 

Inside the Prop

Qantas Museum

 

I quickly hid my list in my pocket and responded, “ohh yes I want to go, just checking you didn’t have second thoughts……”

Good save Kev…. Phew!!

From that moment the thought of not going never entered my mind again.

My list of Cons

I still have that long list of completely good reasons we shouldn’t go. It read:

Friends
Family
Income
Hot
Cold
Things will go wrong
MACKS
Wanderers
Miss our stuff
Cameron
Midges/ Sandflies
Restricted electricity and water
Minimising

*MACKS was our Golden Retriever

*Wanderers referred to the Australian Wanderers Cricket team. I had just been to England and enjoyed a great tour and the next one was to Barbados which I was desperate to do. In the end I did miss out but our son Cameron got to go.

*Cameron is our youngest son who had a great job and wasn’t coming with us.

 

Overcome the fear and do it anyway

Mount Kosciuszko

Stay Focused and Overcome the Fear

But we stayed focused, overcome the fear from that point and in time everything fell into place.

We felt the fear, or at least I did, and we did it anyway.

It has been the BEST decision ever!!

It’s natural for us as humans to feel fear at the things we don’t know, don’t understand and haven’t done before.

This an adventure that will challenge you but the memories, the bonds and relationships you will make and strengthen you. The moments of amazement and the thrills of adventure will be with you for your life.

You won’t regret a single minute!!

Do it and don’t doubt yourself for a moment. I did and thank God one of us remained focused or Indefinite Leave may never have happened. I can’t imagine not having had the adventures and experiences the last 4 years have brought us.

 

Overcome the fear and do it anyway

Kings Canyon

 

Remember:

Life is short and our Country is huge!!

Don’t get so busy making a living that you forget to make a life!!

 

“Travel isn’t always pretty. It isn’t always comfortable. Sometimes it hurts, it even breaks your heart. But that’s OK. The journey changes you; it should change you. It leaves marks on your memory, on your consciousness, on your heart, and on your body. You take something with you. Hopefully, you leave something good behind.” Anthony Bourdain

“Life begins at the end of your comfort zone.” Neale Donald Walsch

“Because in the end, you won’t remember the time you spent working in an office or mowing your lawn. Climb that damn mountain.” Jack Kerouac

 

What’s your Plans?

Are you in the planning stages of an adventure? Be sure to download a FREE copy of Your Free Road Trip Guide to Traveling Australia.

We have also compiled The Ultimate Guide to Planning a Road Trip which is available for purchase. This is the information we wish we had when we starting planning our adventure 5 years ago.

Let us know if you have overcome the fear and are going to embark on your own trip of a lifetime!

 

Safe travels

Kev & Adele
Indefinite Leave

________________________________________________________________

Photography and Socials

Samsung Note 10 Plus Phone – https://ebay.to/2upyEfM – Most of our photos are simply from our phones. The Samsung phone cameras are pretty insane. Our phones have 512gb storage in ours but the 256gb in this one is heaps. We have sourced this one which is approx $500 less than we paid for ours.

Canon 800d – https://ebay.to/2GoBt37 – the latest DSLR Canon 24mp camera, buy here to save.
Lenses – Canon 50mm lens – https://ebay.to/2RL7CY7  This is the lens I use the least, ideal for still, close up shots.
Canon 24-105mm lens – https://ebay.to/2ve3w2Z This is my all round, everyday use, zoom lens. Amazing quality, great price.
Canon 70-300mm lens – https://ebay.to/37pCAM9 – I use this one a lot for long range shots.
Sigma 10-20mm lens – https://ebay.to/2RpOJed  – My wide angle lens for all my inside photos & video plus lots more, love this lens.

Our Go Pro 7 Hero Black – https://ebay.to/38wMc7V  –  is an awesome piece of equipment. I use this for all underwater, action video and some general use. Buy here brand new and great value.

Mavic Pro Platinum Drone – https://ebay.to/37oKkhb  This is an absolute ripper of a drone. The Fly More Combo will provide you with everything you will need. I use this for all my aerial footage and this price is well below other retail stores.

________________________________________________________________

Where to Find Us

Follow us, Subscribe, Like, Share, and Comment on our website and social media here:-

Facebook: https://www.facebook.com/indefiniteleave/

Instagram: https://www.instagram.com/indefinite_leave/

Website: https://indefiniteleave.com.au/

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Adventurers Diary

How to save money on Accommodation

Save money on accommodation

Working out how to save money on accommodation is important because the cost for somewhere to stay each night can be one of your biggest expenses. It will of course depend on your setup, style of travel, where you go and your experience.

We found the longer we traveled, the more experienced we got and the less it cost us.

After 12 months on the road our average cost per night for accommodation was $33.12. It was costing us around 14% of our expenses.

At the 2 year mark accommodation was 12% of our expenses and now our average per night is $15.15. We have certainly reduced our accommodation costs as we have learnt more and gained experience on our travels.

Over the last 2 years our average cost for accommodation has been just $7.62 per night.

We have worked hard to find ways to reduce our costs and save money on accommodation with Free camping just one of those. On other occasions, opportunities just became available. Today we share everything we have learned on how to save money on where to stay overnight.

 

Save money on Accmmodation

Camping Free at Uluru in 2017

Here are our tips on How to Save Money on Accommodation

Wikicamps

Wikicamps is the traveler’s bible, it’s a fantastic app that the owners have done an amazing job to create, but it’s not the Law of Camping Accommodation. It doesn’t know everything as it’s run by us as users. It only knows what information we enter into it. Also it needs to be seen to reflect compliance, but not everything in life is black and white.

There are many more places you can stay that aren’t in Wikicamps!!

Use Wikicamps as an absolutely invaluable guide and everyone that sets off on your Big Lap needs to have it, but don’t limit your thinking to it having the only places you can find to stay.

Wikicamps is an app you can download to your Phone or Tablet for just $7.99.

 

Free Camps and RV Stopovers

This is the best and most common way to reduce your costs for overnight stays. There are so many fantastic locations to stay for free or very low cost all around Australia.

Check out our list of Free camps here – https://indefiniteleave.com.au/best-free-camps/

Free camping obviously will save you money on accommodation but there are other advantages too. It’s more relaxed and usually you have a bit more space too.

There are still a lot of places that you can’t free camp and that’s why having other options is just as important.

 

Our website has hundreds of great locations all around Australia you can search by location or camping type.

 

Save money on Accommodation

Brown Bay SA

 

Low Cost Campgrounds

Free Camps aren’t the only way to save funds on the road. There are lots of Low Cost locations to stay also.

These include Showgrounds, Pubs, Parks, Clubs, Station stays and Home Stays where you can stay for a small fee and will save you a lot of money on accommodation.

Our Best Low Cost Campgrounds around Australia

 

Vineyards

It’s probably debatable about saving money at Vineyards, for us it’d be a lot like staying at Pubs and we would absolutely over indulge haha

There are vineyards around the country though that do offer the opportunity to stay overnight. With some it may not be advertised but by asking the question you might find they say yes.

We spent some time on the road with my cousin. We went south from Mt Gambier and they headed north for a night. They ended up staying the night in the vineyard car park after the owner said it was OK and they even got given a couple of bottles of wine that had been opened. They were a little worse for wear the next day when we caught up again and I was very unhappy at missing out on the fun.

 

Get Discounts

Caravan Parks are still an important part of traveling Australia. For families they can be great places for the kids to have a lot of fun and enjoy their experience on the road. For us it’s about the location and having power to run our air con and a pool to swim.

We have stayed at some awesome Caravan Parks that have had the most amazing water parks which were fun for everyone.

You don’t have to pay full price at Caravan Parks, there are lots of ways to enjoy discounted stays and actually save money on accommodation.

Read all about how to save money when staying in Caravan Parks.

 

Save money on Accommodation by free camping

McGaurans Beach Vic

 

Leave the children at home

Ok, just threw this one in to see if you are paying attention lol

Wait, is it an option…… no…. ok!!

 

Talk to the Locals

We pulled up in a car park by the river at North Haven in NSW and an older man came over and asked if we were staying there the night. The answer was No as we were just there to take a look at the river and maybe do some fishing.

We were being very cautious as we didn’t know where he was going with it. We had no intention to stay in that spot the night anyway but it did seem strange. Turned out he used to have a Motorhome and was a local and he gave us all the details of where we could stay. One spot that the Rangers don’t enforce any rules and another where the Rangers couldn’t do anything.

We ended up in a great spot by the river for a couple of nights for free and have been back again since too.

He was a lovely fellow, hope he’s OK as he was having some cancer issues at the time.

That is just one example of locals giving us Gold information. We met a young family at Dalmeny Campground and then bumped into him again in his hometown further south. He gave us a premium location to stay that we enjoyed all to ourselves for 3 nights, listening to the waves and enjoying some spectacular beaches and fishing.

These are just 2 occasions, there have been other circumstances too. The more people you meet and are friendly to, the more opportunities that arise.

 

Find places that Council don’t have jurisdiction

The Council don’t own everything in town. You’d be surprised where you can actually stay that Rangers don’t have jurisdiction over and no-one else will be bothered.

The big trick to this is don’t put anything outside, not even your step down to climb in your rig, no awning, nothing. Don’t even leave your TV aerial up for the night. The obvious one is also to contain your water and leave the area tidier than when you arrived. Don’t stay in the obvious prime positions such as at the beachfront, beside the river or where a lot of people will pass by.

 

Free Camping on the advice of one of the locals in town

 

 

Be Self Contained

We stayed at so many Free Camps around the country that require you to be self contained. While a technical definition of self contained can be different wherever you go it’s pretty obvious that it will mean have your own toilet and shower and be able to contain your black and grey water.

We can all argue about definitions, it’s meaning and having a clear National ruling on it but reality is, having a toilet, shower and capturing the after effects will open a lot more places to stay that will save you money on accommodation.

 

Understand the difference between Signs

No Camping sign isn’t necessarily the same as a No Overnight Stays sign.

Firstly, it’s important to acknowledge there is no absolute definition of Camping in Australia. Therefore, any Council can define camping differently.

Any sign installed by a Council relies on legal definition and legality. This is why you will usually see signs state No Overnight Stays or similar that clearly state that you can’t stay in your vehicle. A sign simply saying No Camping without any other information could easily be argued that Camping is staying in a Tent.

If the No Camping sign also has an image of a vehicle with a line through it, then that is different, it clarifies and it includes a Caravan or Campervan etc can not stay overnight.

Excerpt from an article in RV Books

Michael Eburn, Barrister and Associate Professor at the Australian National University’s College of Law wrote on the website www.rvbooks.com.au that, A notice, regulation or sign can be challenged on the grounds of uncertainty.  In Director of Public Prosecutions v Priestley [2013] NSWSC 407 the defendant was acquitted of the offence of sleeping in Martin Place contrary to a sign that prohibited ‘Staying Overnight’ on the basis that there was no sensible way to understand what ‘overnight’ meant. Justice Adams said ‘Notices or rules which impose “criminal consequences for breach must be… sufficiently certain to enable the relevant tribunal as well as those brought before it to determine whether the impugned conduct is prohibited”.

The article went on to say – So, the answer to the question of ‘what does ‘No Camping’ mean?’ depends on who put up the sign or notice. A sign or notice from a government authority should, ideally, refer you to the Act, regulation or by-law that they rely on to regulate camping. You need to go to that legislation, regulation or by-law to see what definition applies. Where there is no definition, and where an inspector attempts to impose a penalty, you would have the option to ask a court to determine what ‘camping’ means in the particular circumstances. That is unhelpful as it is both expensive and it means you cannot know, in advance, what is or is not permitted but it does mean that allegations of ‘prohibited camping’ can be challenged.  And if the alleged prohibition is too uncertain it may be void.

If the definition of “overnight” can be challenged and won then how would “Camping” be defined by a court?

 

Save Money on Accommodation

Carnarvon Gorge

Making the right decision

Of course, being right doesn’t necessarily make it the right decision. Get a fine and it’s still going to be cheaper to pay it than try to defend it.

For us, we will consider a lot of factors. Are we in a large city or a small town? Is where we are a busy position? Would we expect there to be an issue for some reason? For example parking in a boat and trailer bay at a boat ramp (don’t do it). How private is it and any other factors that give us the feeling it may cause us an issue?

If the only sign is just a No Camping sign with no other instructions we will weigh up all the factors before making any decision. No Camping though does not necessarily mean you can’t stay in your vehicle. It also doesn’t guarantee a Ranger doesn’t want to make quota or he’s having a bad day and won’t fine you.

For us, we have stayed in a lot of different places and great spots where we have never had an issue.

 

Meet people, be friendly and don’t be Negative Nancy

It would be impossible to travel the country and not make new friends. I couldn’t imagine how you could not make great new friends on the road. We have met some of the most amazing people traveling Oz and we now have some amazing mates all around the country.

We certainly never expected or intended it to happen but we have stayed in the driveways and front yards of so many of our new friends all around Australia. Every time it has been a privilege and an honour to be asked and offered such kindness. Therefore we have always tried to respect the opportunities and friendships of those that have extended us such generosity.

Be friendly, be kind and enjoy every moment on the road and similar opportunities for a few nights here and there will likely become available for you too.

 

Visit relatives and friends around the country

We really enjoyed catching up with family and friends who live around the country and often we were invited to stay with them. My Cousin lives in Karratha and we had 2 weeks with him in his apartment and it was great fun.

We stayed with friends for 3 weeks and then 6 weeks in Darwin on their acreage which really allowed us to explore Darwin and see the Top End more than we might have otherwise.

We stayed with my brother in Longford in Tasmania for some of our time there and Adele’s cousin in Sarina on their cane farm.

Meeting family and friends around Australia we hadn’t seen for a long time or very often was a big highlight of our time on the road. The opportunity to stay with them made it even better. Make the time to stop and visit your family and friends and they may offer for you to stay too.

 

Save Money on Accommodation

Dalmeny Campground

House Sitting

Our great friends we met and spent a lot of time with around Australia did numerous house sits as they traveled.

At first they had some trouble being selected but once they had one they found it easier. We visited them at most of the house sits they did and they enjoyed spending time with the animals, looking after the yards and sometimes a pool. They enjoyed the opportunity to have some space again with a house after long periods in their Caravan.

Our friends were able to stay for weeks at no cost.

They used Aussie Housesitters to find their places to stay. You just sign up, membership is $84 for the first year with reduced fees for renewing members.

If you would like to look at it further just follow this link for Aussie Housesitters. Simply sign up and get access to hundreds of opportunities to house sit all around Australia.

 

Plan where you will be during peak periods

Having a plan around where you will be during peak periods such as school holidays, Easter and Christmas can help you avoid paying any premium prices for places to stay and therefore save money on accommodation.

At these times of the year most places are often booked out and full. So without a plan you could be forced to pay huge prices to stay somewhere you didn’t plan to.

Try to work your itinerary to spend these times away from the crowds and Tourist areas and staying at less Commercial places where it’s quieter and you can still find a good Free Camp or somewhere to stay at the right price for your budget.

 

Free Camping where the Council does not have jurisdiction

 

How to Save Money on Accommodation is just one of a series of articles we have compiled on ways to save money while traveling. You may also enjoy reading:

How to Save Money on Food and Groceries

Save Money staying at Caravan Parks

How to Save Money on Alcohol – Coming soon

How to save Money staying at Caravan Parks

 

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How to save money on Accommodation

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What are some great ways you save money on accommodation?

Safe travels

Kev & Adele
Indefinite Leave

 

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Photography and Socials

Our camera equipment we use for all of our photos and videos are:

Samsung Note 10 Plus Phone – https://ebay.to/2upyEfM – Most of our photos are simply from our phones. The Samsung phone cameras are pretty insane. Our phones have 512gb storage in ours but the 256gb in this one is heaps. We have sourced this one which is approx $500 less than we paid for ours.

Canon 800d – https://ebay.to/2GoBt37 – the latest DSLR Canon 24mp camera, buy here to save.
Lenses – Canon 50mm lens – https://ebay.to/2RL7CY7  This is the lens I use the least, ideal for still, close up shots.
Canon 24-105mm lens – https://ebay.to/2ve3w2Z This is my all round, everyday use, zoom lens. Amazing quality, great price.
Canon 70-300mm lens – https://ebay.to/37pCAM9 – I use this one a lot for long range shots.
Sigma 10-20mm lens – https://ebay.to/2RpOJed  – My wide angle lens for all my inside photos & video plus lots more, love this lens.

Our Go Pro 7 Hero Black – https://ebay.to/38wMc7V  –  is an awesome piece of equipment. I use this for all underwater, action video and some general use. Buy here brand new and great value.

Mavic Pro Platinum Drone – https://ebay.to/37oKkhb  This is an absolute ripper of a drone. The Fly More Combo will provide you with everything you will need. I use this for all my aerial footage and this price is well below other retail stores.

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This post contains affiliate links. If you buy something through a link on this page we may receive a small commission. It will not cost you any more, in fact we’ve sourced out some great deals for you. Thank you for supporting us.

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